How long can a collection agency attempt to collect on a debt more than 10 years old?

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Question by stef_leppard: How long can a collection agency attempt to collect on a debt more than 10 years old?
This past summer, a collection agency contacted me in regards to an account with a department store that was paid off in 1993. They told me I still owe on it. I no longer live in the state where the debt was initiated, so which state’s statute of limitations do I use, the state where the debt originated or where I currently live? Telling the agent who calls me that I don’t owe it doesn’t work. They tell me that their client still wants their money. Could this be a scam?

Best answer:

Answer by teri P
Wow that might just be a scam cause they can only try collecting for 7 yrs.

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